Holiday home ownership · St Merryn · Padstow
How to buy your Cornish holiday home
Buying a holiday home is a big decision — we keep it simple and pressure-free. Here's exactly how it works, from first look to picking up the keys.
The ownership journey
Five simple steps to owning at Atlantic Bays
You’re never on your own. Our friendly, family-run team will guide you through every stage — honestly, clearly and at your pace. There’s no obligation at any point, and you can always book a holiday first and try us out.
Step by step
From first look to front-door key
- 01
Explore the range & picture the life
Browse our lodges and ready-to-move-in chalets and imagine your favourite coast always ready for you. Every home comes with a full 12-month season and free wraparound decking, minutes from the Seven Bays.
- 02
Understand the costs
Owning here has two parts: the price of your home — chalets from £55,000, new lodges from £229,000 — and your ongoing annual costs. We're upfront about every figure, so you know exactly what you're buying into.
- 03
Come and see it for yourself
Nothing beats walking the park, stepping inside the lodges and meeting the team. Book a no-pressure park visit at a time that suits you — mornings, afternoons or weekends.
- 04
Choose how to fund it
Pay outright, spread the cost with finance, or part-exchange your current caravan or lodge. Many owners also offset their costs by subletting a few weeks a year. The team will talk you through the options that suit you.
- 05
Make it yours
Reserve your home, complete the simple paperwork (no solicitor fees on chalets) and pick up the keys. From there, the coast is yours whenever you want it — just turn the key and you're on holiday.
The costs, in plain English
No hidden costs, no surprises
We believe in being upfront about what ownership costs. Here are the three things to budget for — and the team will confirm this year’s exact figures before you commit.
The purchase
The one-off price of your holiday home. Ready-to-move-in Sun Chalets start from £55,000; brand-new luxury lodges from £229,000. Guide "from" prices — the team confirms the current spec and stock.
Annual site fees
Your yearly pitch fee, which keeps the park beautifully kept and the facilities running. We keep ours among the lowest in the area — the team confirms this year's figure on enquiry. [to confirm]
Running costs
The day-to-day costs of your home — utilities, insurance and rates. We'll set these out clearly so there are no surprises, and show you how subletting can help offset them. [to confirm]
10%–50% of the guide price.
Estimated monthly repayment
£579 /mo
- Guide price
- £55,000
- Deposit (20%)
- £11,000
- Amount financed
- £44,000
- Over
- 10 years @ 9.9% APR
A general illustration only — not an offer of credit, a finance quote, or financial advice. Figures assume a representative 9.9% APR on a standard amortising loan and exclude annual site fees, insurance and running costs. Actual rates, site fees and any sublet income are confirmed on enquiry.
Atlantic Bays does not provide or arrange finance. Any purchase finance would be arranged separately with a third party and is subject to status. Sublet income is not guaranteed.
Common questions
Good to know before you buy
- How do I buy a holiday home at Atlantic Bays?
- In five simple steps: explore the range and picture the lifestyle, understand the costs, come and see the park for yourself, choose how to fund it, then reserve and pick up the keys. Our family-run team guides you through every stage with no pressure.
- What does it cost to own a holiday home here?
- There are two parts: the purchase price of your home (ready-to-move-in Sun Chalets start from £55,000 and new luxury lodges from £229,000), and the ongoing annual costs — your site fees plus running costs such as utilities, insurance and rates. The team confirms this year's exact figures on enquiry, with no surprises.
- Can I let my holiday home out to cover the costs?
- Our Sun Chalets are sublet-friendly, so you can let your holiday home to holidaymakers when you're not using it and put the income towards your costs. With a full 12-month season, there's a long window to enjoy it yourself and to let it. Ask the team about current sublet terms.
- Do I need a solicitor to buy a Sun Chalet?
- No — buying a Sun Chalet is refreshingly simple, with no legal or solicitor fees to find. The team will walk you through the paperwork before you commit.
Ready when you are
Take the first step
Send us an enquiry, request the ownership pack, or book a no-pressure visit to walk the park and step inside the lodges. Whatever stage you’re at, we’d love to help.
AA 4-Star Park · Family-run · 12-month season
Prefer to stay before you buy? Check live holiday availability.